Although boat insurance isn’t required by law, it’s good to have so you can protect your property. Sometimes, you can get boat insured tacked on to an existing policy, however, that coverage typically comes with size restrictions and limits on the amount of coverage offered. Therefore, having a separate boat insurance policy with specialized coverage ensures that your boat or personal watercraft is protected all year round.

If you have a lienholder, they may require you to have certain coverages until the vessel is paid off. Like lienholders, some docks or marinas may require you to have certain coverages for your boat as well. However, this should bring you peace of mind, as having specialized coverage regardless of where you keep your boat means your boat and you are covered.

Allstar has been selling boat insurance policies in Georgia since 2011. Our customers can attest to our dependability and affordability. Choose Allstar if you are looking for affordable boat insurance policies and excellent customer service.


There’s a lot of responsibility when it comes to owning a boat or personal watercraft, so boat insurance protects you against the unique situations associated with it. Coverage in a boat insurance policy may include:

This covers damages from any event that wasn’t the result of a collision. Typically, damages from fires, harsh winds, thunderstorms, other weather-related incidents, and vandalism or theft are covered in a comprehensive plan.

Collision coverage is designed to cover damages resulting from any type of collision. This includes collisions with submerged objects, docks, or other vessels.

This includes towing assistance, fuel delivery, or battery replacement if needed while you’re out on the water.

This would replace any personal equipment or other property if stolen or lost.

For both bodily injury (BI) and property damage (PD). Liability insurance is necessary to cover the other driver’s/drivers’ medical and auto repair costs when you are at fault in an accident. Most insurers bundle the two types of liability coverage together. While other common requirements on this list vary, almost all states require liability coverage.

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If you would like to find out more about what Allstar International Group can do for you or to receive a quote, don’t hesitate to contact us. We’d love to hear from you!